For many Americans, homeownership is an effective tool for building household — and generational — wealth. Yet not all Americans have shared in this prosperity. Historical and systemic barriers to homeownership have long stood in the way of households of color, resulting in significant racial disparities in homeownership and neighborhood disinvestment that persist nationwide. Further, research is emerging about how the pandemic may have exacerbated this growing homeownership gap. More innovative and strategic programs are needed to narrow the racial homeownership gap. Hosted by the Federal Reserve Bank of Philadelphia, the Urban institute and the Penn institute for Urban research.